American Association of Motor Vehicle Administrators – Driver License Data Verification

  1. DEFINITIONS
    1.1. In these Additional Terms, the following definitions shall apply, in addition to the definitions set out in the Agreement:
    “Permitted Purpose” means the purposes, restrictions and or conditions for use of the Dataset outlined by the Supplier as set out in these Additional Terms below in addition to the restrictions set out in the Agreement. 

 

  1. USE OF THE DATASET

The terms “consumer reporting agency”, “consumer report”, “permissible purposes”, and “adverse action” utilised within clause 2 shall adhere to the definitions ascribed to them under the Fair Consumer Reporting Act, 15 U.S.C. §1681 et seq. (“FCRA”).
2.1. THE CUSTOMER ACKNOWLEDGES AND AGREES THAT (A) GBG DOES NOT QUALIFY AS A “CONSUMER REPORTING AGENCY”, (B) THAT THIS DATASET PROVIDED BY GBG TO THE CUSTOMER HEREUNDER DOES NOT CONSTITUTE “CONSUMER REPORTS”, AND (C) THAT THIS DATASET IS EXCLUSIVELY PROVIDED FOR IDENTITY VERIFICATION AND FRAUD PREVENTION, AND THEREFORE IT SHALL NOT USE THIS DATASET AS A FACTOR TO DETERMINE ELIGIBILITY FOR CREDIT, INSURANCE, EMPLOYMENT, OR ANY OTHER PERMISSIBLE PURPOSES UNDER THE FCRA OR ANY OTHER SIMILAR APPLICABLE CONSUMER CREDIT LAW IN THE UNITED STATES OR OTHERWISE.

2.2. The Customer agrees that it shall not consider the use of this Dataset as a “permissible purpose” to obtain a credit report under the FCRA or consider the use of any of the information or Results it receives from this Dataset to take any “adverse action” based in whole or in part on any information provided by this Dataset as that term is defined in the FCRA.

2.3. The Dataset contains driver’s license and motor vehicle registration information subject to the protections of the Driver’s Privacy Protection Act (DPPA) (18 U.S.C. Section 2721 et seq.). In accordance with DPPA, the Customer certifies its purposes for requesting such information is necessary for use in the normal course of business, to verify the accuracy of Personal Data submitted by the individual and, if the submitted information is incorrect, to obtain correct information, but only for the purpose of preventing fraud by, or pursuing legal remedies against, or recovering on a debt or security interest against, the individual. 18 U.S.C. § 2721 (b)(3).

2.4. The Customer warrants that it will not use this Dataset for any reason outside of the Permitted Purpose.