Access multiple credit bureaus through a single, easy integration that can be tailored to fit any risk-based approach.
Control data callout priorities and get higher match rates you can trust with a transparent, granular audit trail that eliminates double matching.
With infinite risk profiles and a completely configurable set-up, you can onboard more good customers without compromising on compliance.
Understand exactly how each decision is made and avoid double matching
Control the level of data you want to match customers against
Maintain business continuity in the event of credit bureau service disruption
Our intelligent algorithms and fuzzy-matching take the ambiguity out of identity verification. We crunch the data to give you a 100% decision you can explore in granular detail. See why our solutions are better placed to onboard good customers and fight fraud.
|Features||GBG Multi Bureau||Black box solution|
|Match rates||Control over data sources to maximise match rates||A one-size-fits-all approach that limits match rates|
|Risk profiles||Infinite risk profiles to meet the needs of your different products and customers||Limited risk profiles|
|Data insight||Granular insight of source data that allows you to make trusted decisions, e.g. reliability, recency, reach||No source data insight , leading to dual or less-robust matching|
|Control||Control of how you want to match (fuzzy/exact) and score (First name., surname, dob, email etc) each data element||No understanding or control of matching algorithms or techniques|
|Audit trail||A complete audit trail that demonstrates why decisions were made, and the integrity of the data used to verify an identity||No way to demonstrate decision logic or improve your processes|
|Integration||A single, future-proof integration that facilitates orchestration of multiple and identity data types, emerging data types and regulatory changes||Requires additional, manual integrations as new data emerges and regulations change|
|Uptime||100% uptime for customer onboarding without interruption||Service downtime interrupts customer onboarding and increases abandonment rates|
|Support||Specialist, credible identity insight with trusted technology, data ingestion and expertise in technology and regulatory compliance||No specialist industry insight or expertise|
GBG Multi Bureau can save you time and resources on manual identity verification or second washes, and integration is simple. Existing GBG customers can enable Multi Bureau in just a few minutes.
Understanding a greater breadth and depth of data really enables trust, protects your business against fraud and allows good customers in.
Ross explains how GBG Multi Bureau gives you the granularity you need to eliminate double-matching and ensure true multiple-matching compliance.
Ross explains how GBG Multi Bureau replaces the concept of 1st and 2nd wash by combining it into a single, fully configurable identity verification check.