Multi Bureau

Boost match rates & onboard more good customers first time with an always-on multi-bureau solution

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Better results from the first wash

Access multiple credit bureaus through a single, easy integration that can be tailored to fit any risk-based approach. Control data callout priorities and get higher match rates you can trust with a transparent, granular audit trail that eliminates double matching.

With infinite risk profiles and a completely configurable set-up, you can onboard more good customers without compromising on compliance.


Understand exactly how each decision is made and avoid double matching.

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Control the level of data you want to match customers against.


Maintain business continuity in the event of credit bureau service disruption.

Intelligent data processing

Our intelligent algorithms and fuzzy-matching takes the ambiguity out of identity verification. We crunch the data to give you a 100% decision you can explore in granular detail.

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First-class verification

See why our solutions are better placed to onboard good customers and fight fraud:

Feature list for GBG Multi bureau
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Simple integration and set-up

GBG Multi Bureau can save you time and resources on manual identity verification or second washes, and integration is simple. Existing GBG customers can enable Multi Bureau in just a few minutes.

Frequently asked questions

Are you an existing customer? Talk to our customer support team.


No, Multi-Bureau is available through the same API as all other ID verification checks; ID3global. Therefore no additional integration work is needed to start using this service.

We do more than simply bring results back from two credit bureaus. It exposes the types of credit held by that customer within each Bureau’s databases and then de-duplicates these to give genuine independent matches of that individual. If our clients require a dual-source ID verification, we allow independent matches from both Bureaus to be combined into a single result, with the assurance that multiple matches are unique.

We give full transparency for how that result has been generated and our clients can configure their scoring and decision bands precisely to match their requirements.

Many financial organisations share data with all bureaus however some may only share with one or two, which means a person’s credit record may be held on one but not the other. Using two bureaus through a single solution gives coverage across the UK population and also maximises the results you can get from this data by combining multiple independent matches, as described in the previous question. We typically see pass rates improve by 5 to 10% when our clients implement Multi-Bureau.

Get in touch

Find out more about how your business could benefit from our identity verification service.

+44 (0) 1244 264 600